CogniBank

Personal Banking

Tailored financial solutions for your personal journey. Experience banking that understands you.

Bank Accounts

💰

Savings Account

  • 4.5% interest rate
  • Zero balance requirement
  • Digital onboarding
  • Free debit card
💳

Salary Account

  • Premium debit card
  • Zero charges
  • Personal loan pre-approval
  • Priority banking
👵

Senior Citizen Account

  • Higher interest rates
  • Free insurance
  • Dedicated relationship manager
  • Medical benefits

Digital Banking

📱

Mobile Banking

Bank anywhere, anytime

💻

Internet Banking

Full-service online banking

🔄

Instant Transfers

24/7 fund transfers

🔐

Biometric Login

Secure fingerprint access

Loan Products

Home Loans

Interest Rate8.4% - 9.2%
Maximum Amount₹5 Crores
TenureUp to 30 years
👨‍💼

Personal Loan

From 10.5%

Up to ₹25 Lakhs

🚗

Car Loan

From 8.9%

Up to ₹50 Lakhs

🎓

Education Loan

From 8.0%

Up to ₹1 Crore

🥇

Gold Loan

From 9.2%

Up to ₹20 Lakhs

Investment Solutions

📈

Fixed Deposits

7.5% returns

7 days to 10 years

  • • Flexible tenure
  • • Loan against FD
  • • Auto-renewal
📊

Mutual Funds

Market-linked returns

Systematic investment

  • • Diverse portfolios
  • • Expert guidance
  • • Tax benefits
🛡️

Insurance

Life coverage + returns

Long-term protection

  • • Life insurance
  • • Health plans
  • • Retirement solutions

Why Choose CogniBank?

⚡

Instant Approval

Quick processing for all services

🎯

Zero Charges

No hidden fees or charges

🔒

256-bit Encryption

Military-grade security

👥

24/7 Support

Always here to help you

Ready to Get Started?

Join millions of satisfied customers who trust CogniBank