CogniBank Credit Cards

Find the perfect card for your lifestyle. Earn rewards, cash back, and travel benefits with our premium selection.

Compare Our Cards

CogniBank
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JOHN DOE05/28

Premium Rewards

Annual Fee:$550
Welcome Bonus:100,000 points
CogniBank
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JOHN DOE05/28

Cash Back Plus

Annual Fee:$0
Welcome Bonus:$200 cash bonus
CogniBank
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JOHN DOE05/28

Travel Elite

Annual Fee:$95
Welcome Bonus:50,000 points
CogniBank
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JOHN DOE05/28

Student Starter

Annual Fee:$0
Welcome Bonus:$50 after first purchase
CogniBank
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JOHN DOE05/28

Business Advantage

Annual Fee:$125
Welcome Bonus:75,000 points
CogniBank
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JOHN DOE05/28

Secured Builder

Annual Fee:$0
Welcome Bonus:N/A

Premium Rewards Details

Card Benefits

  • 5x points on travel
  • 3x points on dining
  • 2x points on other purchases
  • $300 annual travel credit
  • Priority Pass access

Rates & Fees

Annual Fee:$550
Intro APR:0% for 15 months
Regular APR:16.99% - 23.99%
Foreign Transaction Fee:$0

Apply for Premium Rewards

Ready to enjoy the benefits of your new CogniBank credit card? Start your application now.

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Why Choose CogniBank Credit Cards?

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Zero Fraud Liability

You're not responsible for unauthorized charges

📱

Mobile Wallet

Add your card to Apple Pay, Google Pay, or Samsung Pay

🌐

Contactless Payments

Tap to pay for quick and secure transactions

🛡️

Purchase Protection

Covers your new purchases for 120 days against damage or theft

Cogni Rewards Program

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Travel Rewards

Redeem points for flights, hotels, and rental cars with no blackout dates.

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Cash Back

Get statement credits, direct deposits, or checks for your cash back rewards.

🎁

Gift Cards

Exchange points for gift cards from hundreds of popular brands and retailers.

Find Your Perfect Card

With a CogniBank credit card, you'll enjoy premium benefits, exclusive rewards, and world-class security.